Professional Employer Organization

Enterprise-Level HR for Small Business Budgets

Vitality Prime's PEO solution co-employs your workforce so you get Fortune 500 benefits, full HR outsourcing, and reduced employer liability — without the overhead of an in-house HR department.

How It Works

What Is a PEO — and Why Does It Matter?

A Professional Employer Organization enters a co-employment relationship with your business, becoming the employer of record for HR, benefits, payroll, and compliance purposes. Your employees stay yours — you direct their work — but Vitality Prime handles the administrative and legal complexity that comes with employing them.

For small businesses under 50 employees, this is a game-changer. You gain access to the same health insurance pools, 401(k) plans, and HR infrastructure that Fortune 500 companies use — at a fraction of the cost — while dramatically reducing your exposure to employment-related liability and compliance risk.

What's Included

A Complete Co-Employment Suite

Payroll Administration

Accurate, on-time payroll processing with direct deposit, multi-state tax filings, W-2s, and year-end reporting — all handled under the co-employment structure.

Benefits Administration

Access Fortune 500-caliber health, dental, vision, life, and disability plans. We manage open enrollment, carrier relationships, and employee elections on your behalf.

Workers' Compensation

Comprehensive workers' comp coverage through our master policy — typically at lower rates than a small business can secure independently, with claims management included.

HR Compliance

Federal and state labor law compliance, employee handbook development, policy updates, and proactive alerts when regulations change that affect your workforce.

Risk Management

Shared employer liability reduces your exposure to employment-related claims. We provide EPLI guidance, termination support, and documentation best practices.

401(k) & Retirement

Offer a competitive 401(k) plan through our group program — better investment options and lower administrative fees than most small businesses can access on their own.

The Vitality Advantage

Fortune 500 Benefits at Small Business Prices

When you join Vitality Prime's PEO, your employees are pooled with thousands of others — giving you the buying power of a large employer.

Group health insurance rates typically 20–40% lower than individual small business plans
Access to major carriers — Aetna, Blue Cross, United, Cigna — that often decline small groups
Workers' comp through a master policy with claims management and return-to-work programs
401(k) with institutional-grade investment options and reduced plan administration fees
Employer liability shared under the co-employment model — less exposure for your business
A dedicated Vitality Advisor who manages your account, not a rotating support queue

The Process

How the Co-Employment Model Works

We Become Co-Employer

Vitality Prime becomes the employer of record for HR, payroll, and benefits purposes. You retain full control over hiring, firing, and day-to-day management.

Your Team Gets Enterprise Benefits

Your employees are enrolled in our group benefit plans — health, dental, vision, 401(k), and more — at rates your business couldn't access independently.

We Handle the Administration

Payroll, tax filings, workers' comp, compliance, onboarding, and offboarding are all managed by your dedicated Vitality Advisor and our HR team.

You Focus on Growth

With HR overhead off your plate and employer liability reduced, you can redirect time and resources toward running and growing your business.

Get Started

Ready to Give Your Team Enterprise-Level Benefits?

A Vitality Advisor will walk you through how the co-employment model works, what your employees would gain, and what it would cost — with no obligation. Most small businesses are surprised by how affordable it is.